Minnesota drivers must carry auto insurance that meets the state’s minimum coverage requirements. Since Minnesota operates under a no-fault rule for car accidents, injured drivers typically file a claim against their own auto insurance policy after an accident. However, some situations that may enable an injured driver to take additional legal action such as a liability claim or personal injury lawsuit.
The right attorney can help an injured driver maximize his or her recovery after an accident in Waseca, MN. If you’d like to discuss the details of your case with one of our experienced attorneys, contact our office today to schedule a free initial consultation.
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Handling insurance companies can prove difficult, and having an attorney draft your initial demand letter adds strength to your claim and reduces the chances of pushback. Attorneys can also handle difficult claims adjusters and explore other legal remedies beyond insurance. The attorneys at Knutson + Casey have handled many civil claims for past clients all over Minnesota and can put that experience to work in your car accident claim. We understand that insurance may not always fully cover the costs of an accident and the frustrations facing many injured drivers.
Our attorneys take an individualized approach to legal representation and get to know our clients and how their claims have impacted their lives. We aren’t afraid to go to trial if a settlement isn’t enough to compensate our clients. In every case, we strive to provide the representation you would expect from a high-profile law firm with the atmosphere of a small hometown business. The first step in deciding to hire an attorney after a car accident is determining who caused your accident.
For a very mild accident, a driver’s own auto insurance policy can be enough to cover the resulting damages. Drivers must carry $20,000 or more in medical expense coverage and $20,000 or more in nonmedical expense coverage. These types of coverage typically fall under no-fault coverage or personal injury protection coverage and are the first stop for recovery after an accident. However, if a driver’s personal injury protection coverage is not enough to fully compensate the losses from an accident, or the accident qualifies for legal action under Minnesota state law, the driver may file a liability claim against the at-fault driver’s insurance.
Beyond a liability claim, an injured driver can only file a personal injury lawsuit against an at-fault driver if the injured driver incurred more than $4,000 in medical expenses, developed a disability for at least 60 days, or experienced significant scarring or disfigurement as a result of the at-fault driver’s actions.
A personal injury claim can help an injured driver recover his or her medical expenses, property damage, lost income, pain and suffering, and other losses that insurance can’t cover. It’s important to find the right attorney to handle your car accident claim. The average person cannot build a strong case or handle the court’s strict filing requirements and other deadlines while recovering from an injury without professional legal assistance.
If insurance isn’t enough to cover your losses after a car accident in Waseca, MN, a personal injury attorney can help you recover your losses by taking legal action against an at-fault driver or handling a difficult insurance company. At Knutson + Casey, we understand the frustration that typically follows dealing with insurers after a serious accident. Contact our firm today to schedule a free case evaluation and we can let you know how our firm can help.