The unfortunate truth is that even the most experienced, careful drivers can be involved in a car accident. Many factors can contribute to an accident, from the weather to road maintenance to drivers’ careless actions. Regardless of what caused the accident, car accidents can leave drivers and passengers with severe injury and sometimes property damage. The costly nature of car accidents can leave people at a loss for what to do. Fortunately, Minnesota is a no-fault state, which means that drivers with the basic level of auto insurance are eligible to receive benefits through their personal insurance regardless of who’s at fault for the accident.
Furthermore, if you’ve been injured in a car accident caused by a negligent driver, you may be entitled to compensation from that driver’s insurance company or the driver. Recovering compensation after a car accident involving a negligent driver is often a complex process as it involves proving that driver is responsible for the damages you’ve suffered. After a car accident, if you believe you are eligible to obtain compensation, the best thing you can do for yourself is to partner with a skilled Bloomington, Minnesota car accident lawyer. A dedicated Bloomington car accident attorney will help you find the best avenue for your claim to ensure you receive full and just compensation.
In the U.S., drivers must carry insurance coverage to drive a car legally. Minnesota auto insurance is no-fault auto insurance intended to protect every person who has been injured in a car accident by making health care accessible regardless of who is responsible for causing the accident. The no-fault policy is meant to help ensure that people injured in car accidents have access to benefits, even if they were at fault for the accident.
Since Minnesota is a no-fault state, even the cheapest auto insurance policy offers medical and certain disability benefits. However, having access to these benefits and actually receiving them are two different things. Filing a no-fault insurance claim should theoretically be a straightforward process, but insurance companies aim to avoid paying you your benefits as they prioritize their own profits. Common mistakes people make when filing an insurance claim are filing the insurance claim too late (insurance companies must be notified within six months after the accident) or making paperwork mistakes. These understandable mistakes are often used by insurance companies to deny claims.
These tactics, known as “bad faith” insurance tactics, are why it’s important to consult with one of our Bloomington car accident lawyers. Experienced car accident attorneys have dealt with insurance companies and understand the common mistakes that people may make that could lead to their claim being denied or reduced benefits. Having a trusted car accident lawyer at your side can help prevent insurance companies from taking advantage of you.
Minnesota has strict limitations on when car accident victims can file personal injury lawsuits to pursue compensation out of an insurance claim. In Minnesota, to be able to pursue a personal injury case, your accident must have resulted in one of the following:
A successful personal injury case requires establishing that the other driver was negligent, making them responsible for your damages. Even if you are unsure if you have grounds to pursue a personal injury lawsuit, your first step should be to consult a skilled and qualified car accident attorney in Bloomington. A lawyer can help assess the validity of your case and the best course of action, so you achieve a favorable outcome for your circumstances.
Car accidents have the potential to cost victims their quality of life, which is why it’s important to have an experienced Bloomington personal injury attorney by your side. A car accident lawyer can help build a strong case on your behalf, giving you the space and support to focus on recovering from the accident and your injury. Attorneys benefit your car accident insurance claim or personal injury lawsuit by:
Victims of car accidents who suffer significant losses should be able to obtain the financial support they are entitled to under Minnesota law. When you work with an experienced Bloomington, MN lawyer, you can be confident that someone is in your corner fighting to protect your best interests.
Knutson + Casey Law Firm is committed to helping injured accident victims in Bloomington, Minnesota, recover full and just compensation. We understand that experiencing an accident and suffering injuries and property damages is difficult enough to handle without adding in complex insurance and legal proceedings. We are determined to provide unparalleled legal representation and services. Our goal is to pursue the compensation you deserve, regardless of how complicated your situation may be. Schedule a consultation to speak with one of our Bloomington car accident attorneys today by filling out our contact form or calling (507) 344-8888.